How to Become a Licensed Mortgage Loan Originator

Take our Pre-License & Sponsorship Course to join one of the highest paying and most rewarding professions! Join our team of experts as a loan originator today and take the first step in a fulfilling career helping people achieve their dream of homeownership. With comprehensive training, competitive compensation, and opportunities for growth, we offer the support and resources you need to succeed. Don't wait, apply now and make a difference in the lives of your clients while building a successful career in the mortgage industry. Take our Pre-License & Sponsorship Course to complete your required education, prepare for your exam, and have your license sponsored by The Mortgage Calculator, voted #26 Best Places to Work in the United States!

Steps to Get Your Mortgage Loan Originator License

To become a licensed Mortgage Loan Originator, or MLO, a prospective applicant must take the following steps below to get licensure. All Mortgage Licensure in the US is managed by the Nationwide Multi-State Licensing System & Registry or NMLS. The NMLS website provides a ton of great resources for prospective applicants to research including all of the separate requirements of each state. Once you complete the steps below, you can Join The Mortgage Calculator as an MLO!

  1. Sign up here: The Mortgage Calculator Pre-License & Sponsorship
  2. Apply for an NMLS account and ID number
  3. Complete 20 hour required NMLS education #2161 included in our course
  4. Pass the national safe exam via NMLS with 75% or higher
  5. Apply for licensure via NMLS
  6. Complete fingerprint/background check and pay all fees
  7. Associate your NMLS account with The Mortgage Calculator for sponsorship
  8. Start generating loans with The Mortgage Calculator!